1ST COMMUNITY MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices. Now is the perfect time to take advantage of today interest rate. Our knowledgeable staff is ready to answer any question that you may have, and we look forward to working with you to provide the best mortgage experience possible.

Your Lender You Can Trust 

With 1st Community Mortgage Group ... a leading lender in the HOUSTON area.

Welcome to the most informative and active mortgage website in HOUSTON. It's our job to find the perfect loan solution for your specific needs, so why not call today for a no obligation consultation of your home loan goals.

Get Pre-Approved Here! Not just Pre-Qualified?

Once we've determined how much house you can afford, why not take the next step and get pre-qualified and pre-approved for your home mortgage loan?              

 Why not take the next step and get pre-qualified and pre-approved for a home mortgage loan?

Not only will you know your housing budget to the dollar before you start looking for a home, you'll also have more negotiating leverage because the seller knows you've already got a loan virtually in your pocket.

Pre-qualification
Pre-qualification acts as a dry run of the loan application process. We will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is usually free. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

Pre-approval
Pre-approval takes pre-qualification one step further. We will contact your employer, your bank and others to verify your income, assets, debts and credit history, and then issue you a letter stating that your mortgage is approved for a certain amount within a certain timeframe. You may be charged a small fee to cover the cost of your credit reports and your application, often refunded at closing.

Gain the buying edge
The advantages of pre-qualification and pre-approval are two-fold: you're more attractive to sellers, who needn't worry that they'll accept your offer only to have your loan turned down, and you'll save time to closing when you find a home because the lender will have already completed the necessary qualifying and underwriting steps.

Important note: Should your financial circumstances change before closing, make sure to contact your lender, as your pre-qualification or pre-approval status may no longer be valid.